Albany, NY Cost of Living (2026)

Compare Albany's cost of living with other US cities. See how much salary you need to maintain your lifestyle.

Compare Cities

$

Your current salary

Albany Equivalent Salary

Annual Salary Needed

$84,414.23

Current Salary

$75,000.00

Difference

$9,414.23

Percent Change

$12.55

📈 You would need 12.6% more to maintain your lifestyle

Housing

$13,094

Groceries

$4,895

Transport

$7,579

Healthcare

$10,216

Cost of Living Index Comparison (US Average = 100)

Austin

95.6

Albany

107.6

Albany Cost of Living Profile

Overall COL Index

107.6

vs US avg = 100

Housing Index

113.7

(Most volatile)

Population

97,856

Groceries

101.2

Transportation

104.6

Healthcare

102.6

Median Household Income: $62,000

Cities with Similar Cost of Living

Philadelphia, PA

COL Index: 107.2

vs Albany

-0.4%

Phoenix, AZ

COL Index: 105.2

vs Albany

-2.2%

Mesa, AZ

COL Index: 105.2

vs Albany

-2.2%

Denver, CO

COL Index: 110

vs Albany

2.2%

Salt Lake City, UT

COL Index: 104.8

vs Albany

-2.6%

Providence, RI

COL Index: 110.6

vs Albany

2.8%

Cost of living data last updated: April 2026