Georgia Take-Home Pay Calculator (2026)

Georgia moved to a flat income tax rate of 5.19% in 2024, transitioning away from its prior graduated bracket system that topped out at 5.75%. The rate is set to decrease incrementally over several years, with the ultimate goal of reaching 4.99%. For 2026, the 5.19% flat rate applies to all taxable income.

The switch to a flat rate means workers across income levels are taxed at the same percentage. Under the old graduated system, lower-income workers paid less than 5.19% on their first dollars of income. Now everyone pays 5.19% from dollar one above the standard deduction, which is $5,400 for single filers and $7,100 for married filers in Georgia. For workers near or above median income, the difference between the old system and the new flat rate is small.

Georgia conforms broadly to federal adjustments to income, so the same deductions and exclusions that reduce federal AGI generally reduce Georgia taxable income. Workers with significant pre-tax 401k contributions, health insurance premiums, or flexible spending account contributions see those deductions flow through to the state return automatically.

Atlanta does not levy a local income tax, which keeps the total income tax burden straightforward for most workers. Georgia's overall tax competitiveness sits roughly in the middle of the Southeast. Alabama's effective rate is comparable. Tennessee and Florida have no income tax at all. South Carolina's top rate is 6.2%. Georgia at 5.19% lands in the middle of its regional neighbors for most income levels.