Maine Take-Home Pay Calculator (2026)

Maine has a graduated income tax with a top rate of 7.15%, which applies to income above $58,050 for single filers in 2026. The state uses three brackets. Income up to $24,500 is taxed at 5.8%, income from $24,500 to $58,050 at 6.75%, and income above that at 7.15%. For a single worker earning $65,000, the effective Maine state rate is around 6.5%.

Maine is in the top tier of state income tax burden for workers in the middle of the income distribution. At the same income level, a Maine worker pays roughly twice what an Arizona worker pays in state income tax. The combination of relatively low incomes in parts of rural Maine and moderate-to-high tax rates can strain take-home pay for many households.

Maine has no local income taxes. Cities like Portland and Augusta do not add a city wage tax on top of the state rate. The standard deduction in Maine mirrors the federal standard deduction for 2026, which is $14,600 for single filers. This conformity to the federal deduction is favorable compared to states with lower state-specific standard deductions.

Maine exempts some military pension and pension income for public employees who are receiving benefits from the Maine Public Employees Retirement System. For active workers paying income tax on wages, this does not affect current withholding. Workers who are comparing Maine to neighboring New Hampshire should note that New Hampshire has no income tax on wages, which translates to several thousand dollars per year in additional take-home pay for moderate earners.