Maryland Take-Home Pay Calculator (2026)

Maryland has a state income tax with a top rate of 5.75%, but the complete picture requires adding county-level income taxes. Every county in Maryland, plus Baltimore City, levies a local income tax on residents. County rates range from 2.25% to 3.2%. Most workers in the Baltimore-Washington corridor pay county rates in the 3% range. The combined state plus county effective rate for a $70,000 earner is typically around 7% to 8%.

Montgomery County and Prince George's County, the two largest counties and home to much of the Washington, D.C. suburban workforce, both charge county income tax rates of 3.2%, which is the maximum allowed. Adding this to the state rate of up to 5.75% puts Maryland in the upper range nationally for combined state and local income tax burdens. This is a meaningful factor for workers comparing job offers in Maryland versus Virginia or D.C.

Non-residents who work in Maryland but live elsewhere pay a special non-resident withholding rate. Maryland withholds at a flat rate for non-residents, and those workers do not pay the county tax since they are not Maryland residents. However, their home state's income tax applies to their Maryland earnings. Workers in D.C. and Virginia who commute to Maryland jobs should verify their withholding situation with an accountant.

The standard deduction in Maryland for single filers is 15% of Maryland adjusted gross income, with a minimum of $1,600 and a maximum of $2,550. This is relatively small compared to the federal standard deduction of $14,600. As a result, Maryland taxable income is much closer to gross income than federal taxable income, which makes the combined 8% or 9% rate feel significant in absolute dollars.