Ohio Take-Home Pay Calculator (2026)

Ohio has a graduated income tax with a top rate of 3.75%, which applies to income above $100,000 for single filers. Below that threshold, the rate is 2.75% on income above $26,050, and income below $26,050 is exempt from Ohio income tax entirely. Ohio has been cutting its income tax significantly over the past decade. The top rate was 5.0% as recently as 2018. The ongoing reductions have put Ohio in a more competitive position among Midwestern states.

Ohio cities impose local income taxes, and this is a major factor in total tax burden. Most Ohio municipalities charge between 1% and 2.5% on wages earned within or by residents of the city. Columbus charges 2.5%, Cleveland charges 2%, Cincinnati charges 1.8%, and Akron charges 2.5%. Workers who live in a municipality with an income tax and work in a different municipality with an income tax typically receive a credit for one of the two, but the specific credit structure varies. Some cities give a full credit; others give a partial credit.

The net effect of city income taxes is that most Ohio workers pay somewhere between 4% and 6% in combined state and local income taxes, even though the state rate alone is 3.75% or lower. A worker earning $70,000 in Columbus pays roughly $1,600 in state income tax (at blended rates) plus $1,750 in Columbus city income tax, for a combined $3,350, or about 4.8% of gross income.

Ohio conforms to the federal standard deduction, which means workers who take the standard deduction on their federal return use the same amount on their Ohio return. After the standard deduction, most moderate-income workers end up in the 2.75% or 3.75% bracket, with the local tax making the effective combined rate significantly higher.