Oklahoma Take-Home Pay Calculator (2026)

Oklahoma has a graduated income tax with a top rate of 4.75%, which applies to income above $7,200 for single filers. The top bracket threshold is very low, so most workers earning more than a part-time wage are paying at or near the top rate on the majority of their income. Oklahoma cut its top rate from 5.25% in 2022 as part of a tax reduction package, and there have been discussions about further cuts, though nothing is currently scheduled.

Oklahoma conforms to the federal standard deduction, which is $14,600 for single filers in 2026. After subtracting the standard deduction, a single worker earning $60,000 has $45,400 of Oklahoma taxable income. At the 4.75% rate (applied to most of that amount, since the lower bracket phases out quickly), the state income tax is roughly $2,100 to $2,200.

One notable feature of Oklahoma's tax code is a military pay deduction. Active duty military pay is exempt from Oklahoma income tax, which benefits military families stationed at Fort Sill, Tinker Air Force Base, and other installations throughout the state. Retired military pay is also exempt, making Oklahoma an attractive state for military retirees.

Oklahoma cities do not impose local income taxes on wages. Tulsa and Oklahoma City do not add a city wage tax. The 4.75% top state rate is the entirety of state and local income tax for most workers. Oklahoma's rate is lower than neighboring Missouri (4.8% top rate), about the same as Arkansas's recently reduced rate, and higher than no-income-tax neighbor Texas. Workers in the border areas of Oklahoma who commute to Texas jobs pay no Texas income tax on those wages.