Rhode Island Take-Home Pay Calculator (2026)

Rhode Island has a graduated income tax with a top rate of 5.99%, which applies to income above $166,950 for single filers in 2026. The state uses three brackets. Income up to $73,450 is taxed at 3.75%, and income from $73,450 to $166,950 is taxed at 4.75%. A single worker earning $70,000 pays an effective Rhode Island state rate of roughly 3.5% to 4%.

Rhode Island conforms to the federal standard deduction, which is $14,600 for single filers. After applying the standard deduction, a worker earning $65,000 has $50,400 of taxable Rhode Island income, with the blended tax coming to approximately $1,890. The state's standard deduction conformity is favorable compared to nearby states like Massachusetts, which uses a much smaller exemption.

Rhode Island does not impose local income taxes in its cities. Providence, Cranston, and other municipalities do not add a city wage tax. The state rate is the complete income tax picture for most workers. Rhode Island is a small state with significant commuter patterns. Workers who live in Rhode Island but work in Massachusetts pay Massachusetts income tax on their Massachusetts wages and may receive a credit on their Rhode Island return. Workers who live in Massachusetts and work in Rhode Island face a similar situation.

Rhode Island's rates are moderate compared to New England neighbors. Massachusetts taxes at a flat 5%. Connecticut's top rate is 6.99%. Maine's top rate is 7.15%. Rhode Island at 5.99% sits near the middle of the region. For workers with incomes below $73,450, the 3.75% bracket makes Rhode Island less expensive than Massachusetts on state income taxes.