Virginia Take-Home Pay Calculator (2026)

Virginia has a graduated income tax with a top rate of 5.75%, which applies to income above $17,000 for single filers. The state uses four brackets, but the top bracket kicks in at such a low threshold that most workers earning above $20,000 effectively pay near the top rate on most of their income. Virginia has not changed its income tax rates significantly in decades; the 5.75% top rate has been in place since 2004.

The low threshold for the top bracket distinguishes Virginia from many states that use the top rate only for high earners. In Virginia, a worker earning $35,000 is already well into the top bracket on almost all taxable income. The effective rate for workers earning $50,000 to $100,000 typically runs 4.5% to 5.5%, and it climbs toward 5.75% for higher earners as more income is subject to the top bracket.

Virginia has a standard deduction of $8,000 for single filers. This is lower than the federal standard deduction of $14,600, which means Virginia taxable income is higher than federal taxable income for most workers who take the standard deduction. A worker earning $65,000 has roughly $57,000 of Virginia taxable income and owes approximately $3,000 to $3,100 in state income tax.

Virginia cities do not impose a local income tax on wages. Richmond, Virginia Beach, Norfolk, and other cities do not add city wage taxes. Virginia does have a long-discussed goal of reducing its income tax, but no significant reform has passed as of 2026. Workers comparing Virginia to neighboring North Carolina, which cut its flat rate to 3.99%, will note a meaningful income tax disadvantage at most income levels. A $70,000 earner saves roughly $1,250 per year in state income tax in North Carolina compared to Virginia.